Insurance Underwriters pay range in Trenton
New workers and the lowest-paid 10% earn about $64,850 a year or less, while the top 10% make $153,030 or more. The middle half of insurance underwriters in Trenton earn between $77,890 and $127,610.
- $65K10th
- $78K25th
- $97KMedian
- $128K75th
- $153K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $101,670 | $8,472 | $48.88 |
| Median | $96,730 | $8,061 | $46.50 |
| Entry level (25th percentile) | $77,890 | $6,491 | $37.45 |
| Experienced (75th percentile) | $127,610 | $10,634 | $61.35 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Underwriters pay in Trenton vs. New Jersey and the U.S.
Insurance underwriters in Trenton earn about the same as the New Jersey average ($99,990) and 9% more than the U.S. average ($93,700). At the median the gap is +19% against the U.S. median of $81,370.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Trenton | $101,670 | $96,730 | $64,850 | $153,030 | 200 |
| New Jersey | $99,990 | $96,220 | $66,290 | $144,230 | 3,150 |
| United States | $93,700 | $81,370 | $55,530 | $145,160 | 105,420 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Underwriters salary after taxes in Trenton
On the average salary of $101,670, a single filer in Trenton takes home about $76,068 a year, or $6,339 a month and $2,926 every two weeks. Taxes take 25% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). New Jersey's employee unemployment, disability and family-leave contributions are not included.
Is Trenton a good place for insurance underwriters? Pay vs. cost of living
Prices in the Trenton area are 3% above the U.S. average (BEA price parity 103.2), so the average $101,670 buys what about $98,537 would buy in a typical U.S. metro. This job pays 1.5 times the median wage of all jobs in Trenton ($63,490). A typical home costs $446,377, or 4.4 years of this average salary before tax.
Insurance Underwriters salary in other New Jersey cities
Trenton ranks 1st of 2 New Jersey metro areas for this job, the best-paid in the state.
- Trenton$101,670
- Atlantic City$78,810
Highest-paying cities for insurance underwriters
Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).
- Bridgeport, CT$127,970
- Boston, MA$115,600
- Denver, CO$115,260
- Seattle, WA$114,200
- Manchester, NH$112,530
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Insurance Underwriters salary in Trenton: questions
How much do insurance underwriters make an hour in Trenton?
$48.88 an hour on average, and $46.51 at the median (BLS, May 2025).
What is the entry-level insurance underwriters salary in Trenton?
The lowest-paid 10% earn about $64,850 a year and the 25th percentile is $77,890, a fair guide to starting pay.
What is the insurance underwriters take-home pay in Trenton?
About $76,068 a year ($6,339 a month) for a single filer on the average salary of $101,670. New Jersey's employee unemployment, disability and family-leave contributions are not included.
Do insurance underwriters earn more in Trenton than elsewhere?
The average here is 9% more than the U.S. average for this job ($93,700).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Trenton-Princeton, NJ (45940). Relative standard error of the mean wage: 2.8%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). New Jersey's employee unemployment, disability and family-leave contributions are not included.
- Job concentration: location quotient 1.21, this job is about as common as in the U.S. overall.
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