Insurance Sales Agents pay range in Amherst
New workers and the lowest-paid 10% earn about $48,780 a year or less, while the top 10% make $129,410 or more. The middle half of insurance sales agents in Amherst earn between $62,810 and $94,990.
- $49K10th
- $63K25th
- $77KMedian
- $95K75th
- $129K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $88,900 | $7,408 | $42.74 |
| Median | $76,650 | $6,388 | $36.85 |
| Entry level (25th percentile) | $62,810 | $5,234 | $30.20 |
| Experienced (75th percentile) | $94,990 | $7,916 | $45.67 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Sales Agents pay in Amherst vs. Massachusetts and the U.S.
Insurance sales agents in Amherst earn 14% less than the Massachusetts average ($103,070) and 9% more than the U.S. average ($81,480). At the median the gap is +23% against the U.S. median of $62,280.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Amherst | $88,900 | $76,650 | $48,780 | $129,410 | 100 |
| Massachusetts | $103,070 | $79,300 | $57,620 | $163,380 | 9,940 |
| United States | $81,480 | $62,280 | $37,330 | $138,140 | 479,100 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Sales Agents salary after taxes in Amherst
On the average salary of $88,900, a single filer in Amherst takes home about $67,246 a year, or $5,604 a month and $2,586 every two weeks. Taxes take 24% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Massachusetts Paid Family and Medical Leave premiums are not included.
Is Amherst a good place for insurance sales agents? Pay vs. cost of living
Prices in the Amherst area are in line with the U.S. average (BEA price parity 100.2), so the average $88,900 buys what about $88,684 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Amherst ($57,030). A typical home costs $363,400, or 4.1 years of this average salary before tax.
Insurance Sales Agents salary in other Massachusetts cities
Amherst ranks 5th of 6 Massachusetts metro areas for this job; Boston pays the most ($105,000).
- Boston$105,000
- Barnstable$103,830
- Worcester$99,520
- Springfield$90,810
- Amherst$88,900
- Pittsfield$88,450
Highest-paying cities for insurance sales agents
Fond du Lac, WI pays this job the most of the metro areas we cover ($118,600).
- Fond du Lac, WI$118,600
- San Francisco, CA$114,110
- Minneapolis, MN$111,320
- New York, NY$107,190
- Boston, MA$105,000
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Insurance Sales Agents salary in Amherst: questions
How much do insurance sales agents make an hour in Amherst?
$42.74 an hour on average, and $36.85 at the median (BLS, May 2025).
What is the entry-level insurance sales agents salary in Amherst?
The lowest-paid 10% earn about $48,780 a year and the 25th percentile is $62,810, a fair guide to starting pay.
What is the insurance sales agents take-home pay in Amherst?
About $67,246 a year ($5,604 a month) for a single filer on the average salary of $88,900. Massachusetts Paid Family and Medical Leave premiums are not included.
Do insurance sales agents earn more in Amherst than elsewhere?
The average here is 9% more than the U.S. average for this job ($81,480).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021; area Amherst Town-Northampton, MA (11200). Relative standard error of the mean wage: 7.6%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Census median home value (Zillow does not cover this metro). Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Massachusetts Paid Family and Medical Leave premiums are not included.
- Job concentration: location quotient 0.48, this job is less common than in the U.S. overall (location quotient 0.48).
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