Insurance Sales Agents pay range in Duluth
New workers and the lowest-paid 10% earn about $49,530 a year or less, while the top 10% make $120,730 or more. The middle half of insurance sales agents in Duluth earn between $50,220 and $78,030.
- $50K10th
- $50K25th
- $59KMedian
- $78K75th
- $121K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $75,520 | $6,293 | $36.31 |
| Median | $58,890 | $4,908 | $28.31 |
| Entry level (25th percentile) | $50,220 | $4,185 | $24.14 |
| Experienced (75th percentile) | $78,030 | $6,502 | $37.51 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Sales Agents pay in Duluth vs. Minnesota and the U.S.
Insurance sales agents in Duluth earn 25% less than the Minnesota average ($100,270) and 7% less than the U.S. average ($81,480). At the median the gap is -5% against the U.S. median of $62,280.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Duluth | $75,520 | $58,890 | $49,530 | $120,730 | 340 |
| Minnesota | $100,270 | $78,640 | $49,350 | $161,030 | 10,010 |
| United States | $81,480 | $62,280 | $37,330 | $138,140 | 479,100 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Sales Agents salary after taxes in Duluth
On the average salary of $75,520, a single filer in Duluth takes home about $58,346 a year, or $4,862 a month and $2,244 every two weeks. Taxes take 23% of gross pay.
The Duluth, MN-WI metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in WI | $58,984 | $4,915 |
| Working in MN | $58,346 | $4,862 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Minnesota Paid Leave premiums are not included.
Is Duluth a good place for insurance sales agents? Pay vs. cost of living
Prices in the Duluth area are 11% below the U.S. average (BEA price parity 88.8), so the average $75,520 buys what about $85,076 would buy in a typical U.S. metro. This job pays 1.2 times the median wage of all jobs in Duluth ($50,000). A typical home costs $264,350, or 3.5 years of this average salary before tax.
Insurance Sales Agents salary in other Minnesota cities
Duluth ranks 4th of 5 Minnesota metro areas for this job; Minneapolis pays the most ($111,320).
- Minneapolis$111,320
- Rochester$85,050
- Mankato$77,640
- Duluth$75,520
- St. Cloud$68,560
Highest-paying cities for insurance sales agents
Fond du Lac, WI pays this job the most of the metro areas we cover ($118,600).
- Fond du Lac, WI$118,600
- San Francisco, CA$114,110
- Minneapolis, MN$111,320
- New York, NY$107,190
- Boston, MA$105,000
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Insurance Sales Agents salary in Duluth: questions
How much do insurance sales agents make an hour in Duluth?
$36.31 an hour on average, and $28.31 at the median (BLS, May 2025).
What is the entry-level insurance sales agents salary in Duluth?
The lowest-paid 10% earn about $49,530 a year and the 25th percentile is $50,220, a fair guide to starting pay.
What is the insurance sales agents take-home pay in Duluth?
About $58,346 a year ($4,862 a month) for a single filer on the average salary of $75,520. Minnesota Paid Leave premiums are not included.
Do insurance sales agents earn more in Duluth than elsewhere?
The average here is 7% less than the U.S. average for this job ($81,480).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021; area Duluth, MN-WI (20260). Relative standard error of the mean wage: 6.6%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Minnesota Paid Leave premiums are not included.
- Job concentration: location quotient 0.88, this job is about as common as in the U.S. overall.
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