Insurance Sales Agents pay range in Toledo
New workers and the lowest-paid 10% earn about $37,340 a year or less, while the top 10% make $113,390 or more. The middle half of insurance sales agents in Toledo earn between $48,710 and $76,410.
- $37K10th
- $49K25th
- $60KMedian
- $76K75th
- $113K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $77,680 | $6,473 | $37.35 |
| Median | $60,390 | $5,032 | $29.03 |
| Entry level (25th percentile) | $48,710 | $4,059 | $23.42 |
| Experienced (75th percentile) | $76,410 | $6,368 | $36.74 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Sales Agents pay in Toledo vs. Ohio and the U.S.
Insurance sales agents in Toledo earn about the same as the Ohio average ($77,010) and 5% less than the U.S. average ($81,480). At the median the gap is -3% against the U.S. median of $62,280.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Toledo | $77,680 | $60,390 | $37,340 | $113,390 | 770 |
| Ohio | $77,010 | $61,260 | $37,720 | $123,370 | 16,250 |
| United States | $81,480 | $62,280 | $37,330 | $138,140 | 479,100 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Sales Agents salary after taxes in Toledo
On the average salary of $77,680, a single filer in Toledo takes home about $59,842 a year, or $4,987 a month and $2,302 every two weeks. Taxes take 23% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Toledo's local income tax (2.5%); the city income tax is that of the principal city (suburbs have their own rates) and school district income taxes are not included.
Is Toledo a good place for insurance sales agents? Pay vs. cost of living
Prices in the Toledo area are 9% below the U.S. average (BEA price parity 91.5), so the average $77,680 buys what about $84,938 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Toledo ($48,220). A typical home costs $203,726, or 2.6 years of this average salary before tax.
Insurance Sales Agents salary in other Ohio cities
Toledo ranks 3rd of 12 Ohio metro areas for this job; Cleveland pays the most ($88,910).
- Cleveland$88,910
- Cincinnati$86,240
- Toledo$77,680
- Springfield$73,610
- Dayton$70,700
- Columbus$70,480
- Canton$69,250
- Akron$68,970
- Youngstown$67,910
- Sandusky$63,640
Highest-paying cities for insurance sales agents
Fond du Lac, WI pays this job the most of the metro areas we cover ($118,600).
- Fond du Lac, WI$118,600
- San Francisco, CA$114,110
- Minneapolis, MN$111,320
- New York, NY$107,190
- Boston, MA$105,000
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Insurance Sales Agents salary in Toledo: questions
How much do insurance sales agents make an hour in Toledo?
$37.35 an hour on average, and $29.03 at the median (BLS, May 2025).
What is the entry-level insurance sales agents salary in Toledo?
The lowest-paid 10% earn about $37,340 a year and the 25th percentile is $48,710, a fair guide to starting pay.
What is the insurance sales agents take-home pay in Toledo?
About $59,842 a year ($4,987 a month) for a single filer on the average salary of $77,680. Includes Toledo's local income tax (2.5%); the city income tax is that of the principal city (suburbs have their own rates) and school district income taxes are not included.
Do insurance sales agents earn more in Toledo than elsewhere?
The average here is 5% less than the U.S. average for this job ($81,480).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021; area Toledo, OH (45780). Relative standard error of the mean wage: 7.8%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Toledo's local income tax (2.5%); the city income tax is that of the principal city (suburbs have their own rates) and school district income taxes are not included.
- Job concentration: location quotient 0.85, this job is about as common as in the U.S. overall.
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