SOC 41-3021 · Providence-Warwick, RI-MA metro

Insurance Sales Agents Salary in Providence, RI

The average salary for insurance sales agents in Providence, Rhode Island is $92,480 a year ($44.46 an hour), according to BLS estimates for May 2025. The median is $78,610: half of the 1,950 people in this job in the Providence-Warwick, RI-MA metro area earn more than that, half earn less. That average is 14% more than the U.S. average for this job ($81,480).

$92,480average per year

$44.46 / hourMedian $78,610Take-home ≈ $71,039

  • $48K10th
  • $61K25th
  • $79KMedian
  • $110K75th
  • $149K90th

median average · bar = middle 50% of workers · how to read it

1,950people in this job
+14%vs U.S. average
102cost of living (U.S. = 100)
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Insurance Sales Agents pay range in Providence

New workers and the lowest-paid 10% earn about $47,810 a year or less, while the top 10% make $148,890 or more. The middle half of insurance sales agents in Providence earn between $60,810 and $109,680.

  • $48K10th
  • $61K25th
  • $79KMedian
  • $110K75th
  • $149K90th

median average · bar = middle 50% of workers · how to read it

Pay levelPer yearPer monthPer hour*
Average$92,480$7,707$44.46
Median$78,610$6,551$37.79
Entry level (25th percentile)$60,810$5,068$29.24
Experienced (75th percentile)$109,680$9,140$52.73

*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.

Insurance Sales Agents pay in Providence vs. Rhode Island and the U.S.

Insurance sales agents in Providence earn about the same as the Rhode Island average ($95,270) and 14% more than the U.S. average ($81,480). At the median the gap is +26% against the U.S. median of $62,280.

AreaAverageMedian10th pct.90th pct.Jobs
Providence$92,480$78,610$47,810$148,8901,950
Rhode Island$95,270$79,930$48,100$169,0901,700
United States$81,480$62,280$37,330$138,140479,100

State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.

Insurance Sales Agents salary after taxes in Providence

On the average salary of $92,480, a single filer in Providence takes home about $71,039 a year, or $5,920 a month and $2,732 every two weeks. Taxes take 23% of gross pay.

The Providence-Warwick, RI-MA metro area crosses state lines, so take-home pay depends on the state where you work:

StatePer yearPer month
Working in RI$71,039$5,920
Working in MA$69,586$5,799

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Rhode Island's Temporary Disability Insurance payroll contribution is not included.

Rhode Island paycheck calculator: try your own salary

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Is Providence a good place for insurance sales agents? Pay vs. cost of living

Prices in the Providence area are 2% above the U.S. average (BEA price parity 101.8), so the average $92,480 buys what about $90,869 would buy in a typical U.S. metro. This job pays 1.5 times the median wage of all jobs in Providence ($53,680). A typical home costs $524,867, or 5.7 years of this average salary before tax.

See what $92,480 is worth in another city

Insurance Sales Agents salary in nearby metro areas

Highest-paying cities for insurance sales agents

Fond du Lac, WI pays this job the most of the metro areas we cover ($118,600).

Insurance Sales Agents salary by city

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Reviewed before it counts. Insurance Sales Agents in Providence, RI.

Insurance Sales Agents salary in Providence: questions

How much do insurance sales agents make an hour in Providence?

$44.46 an hour on average, and $37.80 at the median (BLS, May 2025).

What is the entry-level insurance sales agents salary in Providence?

The lowest-paid 10% earn about $47,810 a year and the 25th percentile is $60,810, a fair guide to starting pay.

What is the insurance sales agents take-home pay in Providence?

About $71,039 a year ($5,920 a month) for a single filer on the average salary of $92,480. Rhode Island's Temporary Disability Insurance payroll contribution is not included.

Do insurance sales agents earn more in Providence than elsewhere?

The average here is 14% more than the U.S. average for this job ($81,480).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021; area Providence-Warwick, RI-MA (39300). Relative standard error of the mean wage: 7.0%.
  • U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Rhode Island's Temporary Disability Insurance payroll contribution is not included.
  • Job concentration: location quotient 0.88, this job is about as common as in the U.S. overall.

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