Insurance Sales Agents pay range in Chattanooga
New workers and the lowest-paid 10% earn about $37,510 a year or less, while the top 10% make $121,190 or more. The middle half of insurance sales agents in Chattanooga earn between $47,880 and $75,280.
- $38K10th
- $48K25th
- $55KMedian
- $75K75th
- $121K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $65,490 | $5,458 | $31.49 |
| Median | $54,940 | $4,578 | $26.41 |
| Entry level (25th percentile) | $47,880 | $3,990 | $23.02 |
| Experienced (75th percentile) | $75,280 | $6,273 | $36.19 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Sales Agents pay in Chattanooga vs. Tennessee and the U.S.
Insurance sales agents in Chattanooga earn 8% less than the Tennessee average ($71,520) and 20% less than the U.S. average ($81,480). At the median the gap is -12% against the U.S. median of $62,280.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Chattanooga | $65,490 | $54,940 | $37,510 | $121,190 | 790 |
| Tennessee | $71,520 | $57,120 | $37,130 | $122,040 | 7,610 |
| United States | $81,480 | $62,280 | $37,330 | $138,140 | 479,100 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Sales Agents salary after taxes in Chattanooga
On the average salary of $65,490, a single filer in Chattanooga takes home about $54,801 a year, or $4,567 a month and $2,108 every two weeks. Taxes take 16% of gross pay.
The Chattanooga, TN-GA metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in TN | $54,801 | $4,567 |
| Working in GA | $52,282 | $4,357 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Chattanooga a good place for insurance sales agents? Pay vs. cost of living
Prices in the Chattanooga area are 9% below the U.S. average (BEA price parity 91.5), so the average $65,490 buys what about $71,602 would buy in a typical U.S. metro. This job pays 1.2 times the median wage of all jobs in Chattanooga ($46,700). A typical home costs $326,370, or 5.0 years of this average salary before tax.
Insurance Sales Agents salary in other Tennessee cities
Chattanooga ranks 7th of 9 Tennessee metro areas for this job; Jackson pays the most ($92,820).
- Jackson$92,820
- Knoxville$92,640
- Memphis$74,760
- Nashville$70,800
- Cleveland$67,490
- Clarksville$67,410
- Chattanooga$65,490
- Kingsport$61,000
- Johnson City$59,980
Highest-paying cities for insurance sales agents
Fond du Lac, WI pays this job the most of the metro areas we cover ($118,600).
- Fond du Lac, WI$118,600
- San Francisco, CA$114,110
- Minneapolis, MN$111,320
- New York, NY$107,190
- Boston, MA$105,000
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Insurance Sales Agents salary in Chattanooga: questions
How much do insurance sales agents make an hour in Chattanooga?
$31.48 an hour on average, and $26.41 at the median (BLS, May 2025).
What is the entry-level insurance sales agents salary in Chattanooga?
The lowest-paid 10% earn about $37,510 a year and the 25th percentile is $47,880, a fair guide to starting pay.
What is the insurance sales agents take-home pay in Chattanooga?
About $54,801 a year ($4,567 a month) for a single filer on the average salary of $65,490. Tennessee has no state income tax.
Do insurance sales agents earn more in Chattanooga than elsewhere?
The average here is 20% less than the U.S. average for this job ($81,480).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021; area Chattanooga, TN-GA (16860). Relative standard error of the mean wage: 6.6%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 0.96, this job is about as common as in the U.S. overall.
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