Insurance Underwriters pay range in Springfield
New workers and the lowest-paid 10% earn about $71,540 a year or less, while the top 10% make $156,510 or more. The middle half of insurance underwriters in Springfield earn between $76,340 and $124,570.
- $72K10th
- $76K25th
- $115KMedian
- $125K75th
- $157K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $108,170 | $9,014 | $52.00 |
| Median | $115,420 | $9,618 | $55.49 |
| Entry level (25th percentile) | $76,340 | $6,362 | $36.70 |
| Experienced (75th percentile) | $124,570 | $10,381 | $59.89 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Underwriters pay in Springfield vs. Massachusetts and the U.S.
Insurance underwriters in Springfield earn 6% less than the Massachusetts average ($114,510) and 15% more than the U.S. average ($93,700). At the median the gap is +42% against the U.S. median of $81,370.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Springfield | $108,170 | $115,420 | $71,540 | $156,510 | 130 |
| Massachusetts | $114,510 | $106,640 | $70,590 | $167,590 | 2,890 |
| United States | $93,700 | $81,370 | $55,530 | $145,160 | 105,420 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Underwriters salary after taxes in Springfield
On the average salary of $108,170, a single filer in Springfield takes home about $79,839 a year, or $6,653 a month and $3,071 every two weeks. Taxes take 26% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Massachusetts Paid Family and Medical Leave premiums are not included.
Is Springfield a good place for insurance underwriters? Pay vs. cost of living
Prices in the Springfield area are 4% below the U.S. average (BEA price parity 96.1), so the average $108,170 buys what about $112,606 would buy in a typical U.S. metro. This job pays 2.2 times the median wage of all jobs in Springfield ($51,930). A typical home costs $376,017, or 3.5 years of this average salary before tax.
Insurance Underwriters salary in other Massachusetts cities
Springfield ranks 2nd of 3 Massachusetts metro areas for this job; Boston pays the most ($115,600).
Highest-paying cities for insurance underwriters
Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).
- Bridgeport, CT$127,970
- Boston, MA$115,600
- Denver, CO$115,260
- Seattle, WA$114,200
- Manchester, NH$112,530
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Insurance Underwriters salary in Springfield: questions
How much do insurance underwriters make an hour in Springfield?
$52.01 an hour on average, and $55.49 at the median (BLS, May 2025).
What is the entry-level insurance underwriters salary in Springfield?
The lowest-paid 10% earn about $71,540 a year and the 25th percentile is $76,340, a fair guide to starting pay.
What is the insurance underwriters take-home pay in Springfield?
About $79,839 a year ($6,653 a month) for a single filer on the average salary of $108,170. Massachusetts Paid Family and Medical Leave premiums are not included.
Do insurance underwriters earn more in Springfield than elsewhere?
The average here is 15% more than the U.S. average for this job ($93,700).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Springfield, MA (44140). Relative standard error of the mean wage: 4.9%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Massachusetts Paid Family and Medical Leave premiums are not included.
- Job concentration: location quotient 0.99, this job is about as common as in the U.S. overall.
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