Insurance Underwriters pay range in Virginia Beach
New workers and the lowest-paid 10% earn about $62,320 a year or less, while the top 10% make $126,010 or more. The middle half of insurance underwriters in Virginia Beach earn between $63,220 and $101,350.
- $62K10th
- $63K25th
- $78KMedian
- $101K75th
- $126K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $88,450 | $7,371 | $42.52 |
| Median | $77,980 | $6,498 | $37.49 |
| Entry level (25th percentile) | $63,220 | $5,268 | $30.39 |
| Experienced (75th percentile) | $101,350 | $8,446 | $48.73 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Underwriters pay in Virginia Beach vs. Virginia and the U.S.
Insurance underwriters in Virginia Beach earn 4% less than the Virginia average ($92,270) and 6% less than the U.S. average ($93,700). At the median the gap is -4% against the U.S. median of $81,370.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Virginia Beach | $88,450 | $77,980 | $62,320 | $126,010 | 470 |
| Virginia | $92,270 | $81,870 | $61,940 | $130,120 | 2,470 |
| United States | $93,700 | $81,370 | $55,530 | $145,160 | 105,420 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Underwriters salary after taxes in Virginia Beach
On the average salary of $88,450, a single filer in Virginia Beach takes home about $66,783 a year, or $5,565 a month and $2,569 every two weeks. Taxes take 24% of gross pay.
The Virginia Beach-Chesapeake-Norfolk, VA-NC metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in NC | $68,034 | $5,670 |
| Working in VA | $66,783 | $5,565 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
Is Virginia Beach a good place for insurance underwriters? Pay vs. cost of living
Prices in the Virginia Beach area are 2% below the U.S. average (BEA price parity 97.9), so the average $88,450 buys what about $90,309 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Virginia Beach ($49,430). A typical home costs $373,678, or 4.2 years of this average salary before tax.
Insurance Underwriters salary in other Virginia cities
Virginia Beach ranks 3rd of 4 Virginia metro areas for this job; Richmond pays the most ($92,670).
- Richmond$92,670
- Charlottesville$88,470
- Virginia Beach$88,450
- Roanoke$75,070
Highest-paying cities for insurance underwriters
Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).
- Bridgeport, CT$127,970
- Boston, MA$115,600
- Denver, CO$115,260
- Seattle, WA$114,200
- Manchester, NH$112,530
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Insurance Underwriters salary in Virginia Beach: questions
How much do insurance underwriters make an hour in Virginia Beach?
$42.52 an hour on average, and $37.49 at the median (BLS, May 2025).
What is the entry-level insurance underwriters salary in Virginia Beach?
The lowest-paid 10% earn about $62,320 a year and the 25th percentile is $63,220, a fair guide to starting pay.
What is the insurance underwriters take-home pay in Virginia Beach?
About $66,783 a year ($5,565 a month) for a single filer on the average salary of $88,450.
Do insurance underwriters earn more in Virginia Beach than elsewhere?
The average here is 6% less than the U.S. average for this job ($93,700).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Virginia Beach-Chesapeake-Norfolk, VA-NC (47260). Relative standard error of the mean wage: 2.1%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
- Job concentration: location quotient 0.91, this job is about as common as in the U.S. overall.
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