Loan Officers pay range in Virginia Beach
New workers and the lowest-paid 10% earn about $37,700 a year or less, while the top 10% make $125,690 or more. The middle half of loan officers in Virginia Beach earn between $48,570 and $94,970.
- $38K10th
- $49K25th
- $64KMedian
- $95K75th
- $126K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $77,520 | $6,460 | $37.27 |
| Median | $64,080 | $5,340 | $30.81 |
| Entry level (25th percentile) | $48,570 | $4,048 | $23.35 |
| Experienced (75th percentile) | $94,970 | $7,914 | $45.66 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Virginia Beach vs. Virginia and the U.S.
Loan officers in Virginia Beach earn 14% less than the Virginia average ($90,090) and 12% less than the U.S. average ($87,790). At the median the gap is -16% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Virginia Beach | $77,520 | $64,080 | $37,700 | $125,690 | 1,260 |
| Virginia | $90,090 | $78,320 | $40,190 | $157,070 | 8,790 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Virginia Beach
On the average salary of $77,520, a single filer in Virginia Beach takes home about $59,722 a year, or $4,977 a month and $2,297 every two weeks. Taxes take 23% of gross pay.
The Virginia Beach-Chesapeake-Norfolk, VA-NC metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in NC | $60,781 | $5,065 |
| Working in VA | $59,722 | $4,977 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
Is Virginia Beach a good place for loan officers? Pay vs. cost of living
Prices in the Virginia Beach area are 2% below the U.S. average (BEA price parity 97.9), so the average $77,520 buys what about $79,150 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Virginia Beach ($49,430). A typical home costs $373,678, or 4.8 years of this average salary before tax.
Loan Officers salary in other Virginia cities
Virginia Beach ranks 4th of 9 Virginia metro areas for this job; Blacksburg pays the most ($84,360).
- Blacksburg$84,360
- Richmond$78,940
- Winchester$78,220
- Virginia Beach$77,520
- Harrisonburg$77,500
- Roanoke$74,350
- Staunton$67,460
- Lynchburg$67,250
- Charlottesville$65,710
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Virginia Beach: questions
How much do loan officers make an hour in Virginia Beach?
$37.27 an hour on average, and $30.81 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Virginia Beach?
The lowest-paid 10% earn about $37,700 a year and the 25th percentile is $48,570, a fair guide to starting pay.
What is the loan officers take-home pay in Virginia Beach?
About $59,722 a year ($4,977 a month) for a single filer on the average salary of $77,520.
Do loan officers earn more in Virginia Beach than elsewhere?
The average here is 12% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Virginia Beach-Chesapeake-Norfolk, VA-NC (47260). Relative standard error of the mean wage: 2.9%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
- Job concentration: location quotient 0.94, this job is about as common as in the U.S. overall.
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