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Loan Officers average salary by city in California
- San Francisco$116,480
- Santa Maria$112,610
- San Jose$110,240
- Napa$108,320
- Modesto$106,380
- Salinas$103,980
- Vallejo$103,580
- Stockton$103,440
- San Luis Obispo$101,810
- Redding$97,870
- San Diego$96,890
- El Centro$96,300
- Riverside$95,700
- Los Angeles$94,540
- Santa Rosa$93,840
- Sacramento$93,070
- Fresno$91,550
- Yuba City$91,030
- Bakersfield$89,890
- Chico$87,030
- Santa Cruz$86,360
- Merced$84,490
- Visalia$83,160
- Oxnard$76,040
Pay, take-home pay and cost of living
| City | Average | Median | 25th pct. | Take-home* | Cost of living |
|---|---|---|---|---|---|
| San Francisco | $116,480 | $103,000 | $71,870 | $84,033 | 116 |
| Santa Maria | $112,610 | $86,200 | $61,950 | $81,670 | 109 |
| San Jose | $110,240 | $95,090 | $60,100 | $80,224 | 110 |
| Napa | $108,320 | $80,070 | $64,190 | $79,051 | 113 |
| Modesto | $106,380 | $82,250 | $58,590 | $77,867 | 104 |
| Salinas | $103,980 | $95,640 | $64,450 | $76,402 | 109 |
| Vallejo | $103,580 | $83,110 | $64,210 | $76,158 | 108 |
| Stockton | $103,440 | $79,810 | $61,610 | $76,072 | 105 |
| San Luis Obispo | $101,810 | $82,470 | $52,010 | $75,077 | 109 |
| Redding | $97,870 | $76,790 | $58,240 | $72,672 | 101 |
| San Diego | $96,890 | $81,770 | $58,340 | $72,073 | 112 |
| El Centro | $96,300 | $78,350 | $60,920 | $71,713 | 95 |
| Riverside | $95,700 | $78,710 | $47,310 | $71,347 | 106 |
| Los Angeles | $94,540 | $80,360 | $51,250 | $70,639 | 114 |
| Santa Rosa | $93,840 | $80,370 | $60,000 | $70,211 | 108 |
| Sacramento | $93,070 | $79,190 | $57,560 | $69,741 | 107 |
| Fresno | $91,550 | $78,060 | $52,900 | $68,813 | 102 |
| Yuba City | $91,030 | $77,770 | $57,000 | $68,496 | 104 |
| Bakersfield | $89,890 | $76,500 | $54,600 | $67,800 | 101 |
| Chico | $87,030 | $68,170 | $47,260 | $66,054 | 101 |
| Santa Cruz | $86,360 | $78,940 | $60,280 | $65,645 | 110 |
| Merced | $84,490 | $78,940 | $54,860 | $64,503 | 98 |
| Visalia | $83,160 | $75,770 | $56,920 | $63,691 | 100 |
| Oxnard | $76,040 | $64,470 | $34,960 | $59,313 | 111 |
*Average salary after federal and state taxes for a single filer; California State Disability Insurance (1.3% of wages, paid by employees) is not included. Cost of living: BEA price parity, U.S. = 100.
Loan Officers salary in other states
More about pay in California
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
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