SOC 13-2072 · Vallejo, CA metro

Loan Officers Salary in Vallejo, CA

The average salary for loan officers in Vallejo, California is $103,580 a year ($49.80 an hour), according to BLS estimates for May 2025. The median is $83,110: half of the 170 people in this job in the Vallejo, CA metro area earn more than that, half earn less. That average is 18% more than the U.S. average for this job ($87,790).

$103,580average per year

$49.80 / hourMedian $83,110Take-home ≈ $76,158

  • $45K10th
  • $64K25th
  • $83KMedian
  • $121K75th
  • $174K90th

median average · bar = middle 50% of workers · how to read it

170people in this job
+18%vs U.S. average
#7 of 24California metros
108cost of living (U.S. = 100)
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Loan Officers pay range in Vallejo

New workers and the lowest-paid 10% earn about $44,940 a year or less, while the top 10% make $174,360 or more. The middle half of loan officers in Vallejo earn between $64,210 and $121,140.

  • $45K10th
  • $64K25th
  • $83KMedian
  • $121K75th
  • $174K90th

median average · bar = middle 50% of workers · how to read it

Pay levelPer yearPer monthPer hour*
Average$103,580$8,632$49.80
Median$83,110$6,926$39.96
Entry level (25th percentile)$64,210$5,351$30.87
Experienced (75th percentile)$121,140$10,095$58.24

*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.

Loan Officers pay in Vallejo vs. California and the U.S.

Loan officers in Vallejo earn 7% more than the California average ($97,120) and 18% more than the U.S. average ($87,790). At the median the gap is +8% against the U.S. median of $76,690.

AreaAverageMedian10th pct.90th pct.Jobs
Vallejo$103,580$83,110$44,940$174,360170
California$97,120$81,770$37,460$169,04025,790
United States$87,790$76,690$39,430$153,180274,330

State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.

Loan Officers salary after taxes in Vallejo

On the average salary of $103,580, a single filer in Vallejo takes home about $76,158 a year, or $6,346 a month and $2,929 every two weeks. Taxes take 26% of gross pay.

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.

California paycheck calculator: try your own salary

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Is Vallejo a good place for loan officers? Pay vs. cost of living

Prices in the Vallejo area are 8% above the U.S. average (BEA price parity 108.5), so the average $103,580 buys what about $95,484 would buy in a typical U.S. metro. This job pays 1.4 times the median wage of all jobs in Vallejo ($58,620). A typical home costs $576,614, or 5.6 years of this average salary before tax.

See what $103,580 is worth in another city

Loan Officers salary in other California cities

Vallejo ranks 7th of 24 California metro areas for this job; San Francisco pays the most ($116,480).

All Loan Officers salaries in California

Highest-paying cities for loan officers

Elmira, NY pays this job the most of the metro areas we cover ($129,370).

Loan Officers salary by city

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Reviewed before it counts. Loan Officers in Vallejo, CA.

Loan Officers salary in Vallejo: questions

How much do loan officers make an hour in Vallejo?

$49.80 an hour on average, and $39.96 at the median (BLS, May 2025).

What is the entry-level loan officers salary in Vallejo?

The lowest-paid 10% earn about $44,940 a year and the 25th percentile is $64,210, a fair guide to starting pay.

What is the loan officers take-home pay in Vallejo?

About $76,158 a year ($6,346 a month) for a single filer on the average salary of $103,580. California State Disability Insurance (1.3% of wages, paid by employees) is not included.

Do loan officers earn more in Vallejo than elsewhere?

The average here is 18% more than the U.S. average for this job ($87,790).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Vallejo, CA (46700). Relative standard error of the mean wage: 3.9%.
  • U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
  • Job concentration: location quotient 0.66, this job is less common than in the U.S. overall (location quotient 0.66).

Read the full methodology. Spotted an error? Tell us.