Loan Officers pay range in Miami
New workers and the lowest-paid 10% earn about $33,140 a year or less, while the top 10% make $148,600 or more. The middle half of loan officers in Miami earn between $47,490 and $102,640.
- $33K10th
- $47K25th
- $72KMedian
- $103K75th
- $149K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $83,450 | $6,954 | $40.12 |
| Median | $71,510 | $5,959 | $34.38 |
| Entry level (25th percentile) | $47,490 | $3,958 | $22.83 |
| Experienced (75th percentile) | $102,640 | $8,553 | $49.35 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Miami vs. Florida and the U.S.
Loan officers in Miami earn about the same as the Florida average ($81,320) and 5% less than the U.S. average ($87,790). At the median the gap is -7% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Miami | $83,450 | $71,510 | $33,140 | $148,600 | 4,190 |
| Florida | $81,320 | $71,090 | $33,180 | $133,070 | 18,830 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Miami
On the average salary of $83,450, a single filer in Miami takes home about $67,537 a year, or $5,628 a month and $2,598 every two weeks. Taxes take 19% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Miami a good place for loan officers? Pay vs. cost of living
Prices in the Miami area are 14% above the U.S. average (BEA price parity 114.2), so the average $83,450 buys what about $73,102 would buy in a typical U.S. metro. This job pays 1.5 times the median wage of all jobs in Miami ($48,640). A typical home costs $475,622, or 5.7 years of this average salary before tax.
Loan Officers salary in other Florida cities
Miami ranks 9th of 21 Florida metro areas for this job; Homosassa Springs pays the most ($100,650).
- Homosassa Springs$100,650
- Deltona$93,000
- Naples$90,810
- Punta Gorda$88,320
- Fort Myers$88,290
- Ocala$84,930
- Lakeland$84,180
- Port St. Lucie$84,040
- Miami$83,450
- Panama City$81,700
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
Does this match what you are paid?
Anonymous, no account. Results update as visitors answer.
Share your pay anonymously
Loan Officers salary in Miami: questions
How much do loan officers make an hour in Miami?
$40.12 an hour on average, and $34.38 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Miami?
The lowest-paid 10% earn about $33,140 a year and the 25th percentile is $47,490, a fair guide to starting pay.
What is the loan officers take-home pay in Miami?
About $67,537 a year ($5,628 a month) for a single filer on the average salary of $83,450. Florida has no state income tax.
Do loan officers earn more in Miami than elsewhere?
The average here is 5% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Miami-Fort Lauderdale-West Palm Beach, FL (33100). Relative standard error of the mean wage: 4.8%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 0.84, this job is about as common as in the U.S. overall.
Read the full methodology. Spotted an error? Tell us.