Loan Officers pay range in Naples
New workers and the lowest-paid 10% earn about $33,620 a year or less, while the top 10% make $169,770 or more. The middle half of loan officers in Naples earn between $50,350 and $106,750.
- $34K10th
- $50K25th
- $76KMedian
- $107K75th
- $170K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $90,810 | $7,568 | $43.66 |
| Median | $76,300 | $6,358 | $36.68 |
| Entry level (25th percentile) | $50,350 | $4,196 | $24.21 |
| Experienced (75th percentile) | $106,750 | $8,896 | $51.32 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Naples vs. Florida and the U.S.
Loan officers in Naples earn 12% more than the Florida average ($81,320) and 3% more than the U.S. average ($87,790). At the median the gap is -1% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Naples | $90,810 | $76,300 | $33,620 | $169,770 | 210 |
| Florida | $81,320 | $71,090 | $33,180 | $133,070 | 18,830 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Naples
On the average salary of $90,810, a single filer in Naples takes home about $72,715 a year, or $6,060 a month and $2,797 every two weeks. Taxes take 20% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Naples a good place for loan officers? Pay vs. cost of living
Prices in the Naples area are 3% above the U.S. average (BEA price parity 103.2), so the average $90,810 buys what about $87,994 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Naples ($47,800). A typical home costs $556,339, or 6.1 years of this average salary before tax.
Loan Officers salary in other Florida cities
Naples ranks 3rd of 21 Florida metro areas for this job; Homosassa Springs pays the most ($100,650).
- Homosassa Springs$100,650
- Deltona$93,000
- Naples$90,810
- Punta Gorda$88,320
- Fort Myers$88,290
- Ocala$84,930
- Lakeland$84,180
- Port St. Lucie$84,040
- Miami$83,450
- Panama City$81,700
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Naples: questions
How much do loan officers make an hour in Naples?
$43.66 an hour on average, and $36.68 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Naples?
The lowest-paid 10% earn about $33,620 a year and the 25th percentile is $50,350, a fair guide to starting pay.
What is the loan officers take-home pay in Naples?
About $72,715 a year ($6,060 a month) for a single filer on the average salary of $90,810. Florida has no state income tax.
Do loan officers earn more in Naples than elsewhere?
The average here is 3% more than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Naples-Marco Island, FL (34940). Relative standard error of the mean wage: 12.0%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 0.68, this job is less common than in the U.S. overall (location quotient 0.68).
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