Loan Officers pay range in Harrisonburg
New workers and the lowest-paid 10% earn about $46,870 a year or less, while the top 10% make $99,650 or more. The middle half of loan officers in Harrisonburg earn between $58,290 and $83,290.
- $47K10th
- $58K25th
- $65KMedian
- $83K75th
- $100K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $77,500 | $6,458 | $37.26 |
| Median | $65,010 | $5,418 | $31.25 |
| Entry level (25th percentile) | $58,290 | $4,858 | $28.02 |
| Experienced (75th percentile) | $83,290 | $6,941 | $40.04 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Harrisonburg vs. Virginia and the U.S.
Loan officers in Harrisonburg earn 14% less than the Virginia average ($90,090) and 12% less than the U.S. average ($87,790). At the median the gap is -15% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Harrisonburg | $77,500 | $65,010 | $46,870 | $99,650 | 100 |
| Virginia | $90,090 | $78,320 | $40,190 | $157,070 | 8,790 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Harrisonburg
On the average salary of $77,500, a single filer in Harrisonburg takes home about $59,709 a year, or $4,976 a month and $2,297 every two weeks. Taxes take 23% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
Is Harrisonburg a good place for loan officers? Pay vs. cost of living
Prices in the Harrisonburg area are 5% below the U.S. average (BEA price parity 94.9), so the average $77,500 buys what about $81,672 would buy in a typical U.S. metro. This job pays 1.4 times the median wage of all jobs in Harrisonburg ($46,110). A typical home costs $352,185, or 4.5 years of this average salary before tax.
Loan Officers salary in other Virginia cities
Harrisonburg ranks 5th of 9 Virginia metro areas for this job; Blacksburg pays the most ($84,360).
- Blacksburg$84,360
- Richmond$78,940
- Winchester$78,220
- Virginia Beach$77,520
- Harrisonburg$77,500
- Roanoke$74,350
- Staunton$67,460
- Lynchburg$67,250
- Charlottesville$65,710
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Harrisonburg: questions
How much do loan officers make an hour in Harrisonburg?
$37.26 an hour on average, and $31.26 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Harrisonburg?
The lowest-paid 10% earn about $46,870 a year and the 25th percentile is $58,290, a fair guide to starting pay.
What is the loan officers take-home pay in Harrisonburg?
About $59,709 a year ($4,976 a month) for a single filer on the average salary of $77,500.
Do loan officers earn more in Harrisonburg than elsewhere?
The average here is 12% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Harrisonburg, VA (25500). Relative standard error of the mean wage: 6.1%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
- Job concentration: location quotient 0.85, this job is about as common as in the U.S. overall.
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