SOC 29-2072 · Panama City-Panama City Beach, FL metro

Medical Records Specialists Salary in Panama City, FL

The average salary for medical records specialists in Panama City, Florida is $46,190 a year ($22.21 an hour), according to BLS estimates for May 2025. The median is $41,930: half of the 140 people in this job in the Panama City-Panama City Beach, FL metro area earn more than that, half earn less. That average is 19% less than the U.S. average for this job ($56,790).

$46,190average per year

$22.21 / hourMedian $41,930Take-home ≈ $39,294

  • $36K10th
  • $40K25th
  • $42KMedian
  • $47K75th
  • $73K90th

median average · bar = middle 50% of workers · how to read it

140people in this job
-19%vs U.S. average
#20 of 22Florida metros
97cost of living (U.S. = 100)
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Medical Records Specialists pay range in Panama City

New workers and the lowest-paid 10% earn about $35,750 a year or less, while the top 10% make $72,520 or more. The middle half of medical records specialists in Panama City earn between $40,290 and $46,850.

  • $36K10th
  • $40K25th
  • $42KMedian
  • $47K75th
  • $73K90th

median average · bar = middle 50% of workers · how to read it

Pay levelPer yearPer monthPer hour*
Average$46,190$3,849$22.21
Median$41,930$3,494$20.16
Entry level (25th percentile)$40,290$3,358$19.37
Experienced (75th percentile)$46,850$3,904$22.52

*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.

Medical Records Specialists pay in Panama City vs. Florida and the U.S.

Medical records specialists in Panama City earn 8% less than the Florida average ($50,440) and 19% less than the U.S. average ($56,790). At the median the gap is -18% against the U.S. median of $51,140.

AreaAverageMedian10th pct.90th pct.Jobs
Panama City$46,190$41,930$35,750$72,520140
Florida$50,440$45,760$36,330$76,85021,490
United States$56,790$51,140$37,000$81,150194,720

State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.

Medical Records Specialists salary after taxes in Panama City

On the average salary of $46,190, a single filer in Panama City takes home about $39,294 a year, or $3,274 a month and $1,511 every two weeks. Taxes take 15% of gross pay.

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.

Florida paycheck calculator: try your own salary

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Is Panama City a good place for medical records specialists? Pay vs. cost of living

Prices in the Panama City area are 3% below the U.S. average (BEA price parity 97.3), so the average $46,190 buys what about $47,474 would buy in a typical U.S. metro. This job pays 0.9 times the median wage of all jobs in Panama City ($45,030). A typical home costs $345,838, or 7.5 years of this average salary before tax.

See what $46,190 is worth in another city

Medical Records Specialists salary in other Florida cities

Panama City ranks 20th of 22 Florida metro areas for this job; Gainesville pays the most ($56,880).

All Medical Records Specialists salaries in Florida

Highest-paying cities for medical records specialists

San Jose, CA pays this job the most of the metro areas we cover ($97,430).

Medical Records Specialists salary by city

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Reviewed before it counts. Medical Records Specialists in Panama City, FL.

Medical Records Specialists salary in Panama City: questions

How much do medical records specialists make an hour in Panama City?

$22.21 an hour on average, and $20.16 at the median (BLS, May 2025).

What is the entry-level medical records specialists salary in Panama City?

The lowest-paid 10% earn about $35,750 a year and the 25th percentile is $40,290, a fair guide to starting pay.

What is the medical records specialists take-home pay in Panama City?

About $39,294 a year ($3,274 a month) for a single filer on the average salary of $46,190. Florida has no state income tax.

Do medical records specialists earn more in Panama City than elsewhere?

The average here is 19% less than the U.S. average for this job ($56,790).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 29-2072; area Panama City-Panama City Beach, FL (37460). Relative standard error of the mean wage: 6.3%.
  • U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
  • Job concentration: location quotient 1.25, this job is 1.2 times as concentrated as in the U.S. overall.

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