Medical Records Specialists pay range in St. Cloud
New workers and the lowest-paid 10% earn about $46,450 a year or less, while the top 10% make $98,240 or more. The middle half of medical records specialists in St. Cloud earn between $52,270 and $87,360.
- $46K10th
- $52K25th
- $60KMedian
- $87K75th
- $98K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $67,220 | $5,602 | $32.32 |
| Median | $60,490 | $5,041 | $29.08 |
| Entry level (25th percentile) | $52,270 | $4,356 | $25.13 |
| Experienced (75th percentile) | $87,360 | $7,280 | $42.00 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Medical Records Specialists pay in St. Cloud vs. Minnesota and the U.S.
Medical records specialists in St. Cloud earn 6% more than the Minnesota average ($63,570) and 18% more than the U.S. average ($56,790). At the median the gap is +18% against the U.S. median of $51,140.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| St. Cloud | $67,220 | $60,490 | $46,450 | $98,240 | 80 |
| Minnesota | $63,570 | $61,530 | $48,120 | $83,020 | 3,150 |
| United States | $56,790 | $51,140 | $37,000 | $81,150 | 194,720 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Medical Records Specialists salary after taxes in St. Cloud
On the average salary of $67,220, a single filer in St. Cloud takes home about $53,072 a year, or $4,423 a month and $2,041 every two weeks. Taxes take 21% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Minnesota Paid Leave premiums are not included.
Is St. Cloud a good place for medical records specialists? Pay vs. cost of living
Prices in the St. Cloud area are 12% below the U.S. average (BEA price parity 87.6), so the average $67,220 buys what about $76,707 would buy in a typical U.S. metro. This job pays 1.2 times the median wage of all jobs in St. Cloud ($50,840). A typical home costs $318,864, or 4.7 years of this average salary before tax.
Medical Records Specialists salary in other Minnesota cities
St. Cloud ranks 1st of 4 Minnesota metro areas for this job, the best-paid in the state.
- St. Cloud$67,220
- Minneapolis$65,170
- Mankato$60,800
- Duluth$56,750
Highest-paying cities for medical records specialists
San Jose, CA pays this job the most of the metro areas we cover ($97,430).
- San Jose, CA$97,430
- Sacramento, CA$76,110
- Chattanooga, TN$76,090
- San Francisco, CA$75,570
- Seattle, WA$72,530
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Medical Records Specialists salary in St. Cloud: questions
How much do medical records specialists make an hour in St. Cloud?
$32.32 an hour on average, and $29.08 at the median (BLS, May 2025).
What is the entry-level medical records specialists salary in St. Cloud?
The lowest-paid 10% earn about $46,450 a year and the 25th percentile is $52,270, a fair guide to starting pay.
What is the medical records specialists take-home pay in St. Cloud?
About $53,072 a year ($4,423 a month) for a single filer on the average salary of $67,220. Minnesota Paid Leave premiums are not included.
Do medical records specialists earn more in St. Cloud than elsewhere?
The average here is 18% more than the U.S. average for this job ($56,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 29-2072; area St. Cloud, MN (41060). Relative standard error of the mean wage: 7.7%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Minnesota Paid Leave premiums are not included.
- Job concentration: location quotient 0.61, this job is less common than in the U.S. overall (location quotient 0.61).
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