Medical Records Specialists pay range in Waco
New workers and the lowest-paid 10% earn about $27,990 a year or less, while the top 10% make $58,660 or more. The middle half of medical records specialists in Waco earn between $35,800 and $50,430.
- $28K10th
- $36K25th
- $43KMedian
- $50K75th
- $59K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $44,710 | $3,726 | $21.50 |
| Median | $43,130 | $3,594 | $20.74 |
| Entry level (25th percentile) | $35,800 | $2,983 | $17.21 |
| Experienced (75th percentile) | $50,430 | $4,202 | $24.25 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Medical Records Specialists pay in Waco vs. Texas and the U.S.
Medical records specialists in Waco earn 15% less than the Texas average ($52,880) and 21% less than the U.S. average ($56,790). At the median the gap is -16% against the U.S. median of $51,140.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Waco | $44,710 | $43,130 | $27,990 | $58,660 | 110 |
| Texas | $52,880 | $48,860 | $34,440 | $78,390 | 17,210 |
| United States | $56,790 | $51,140 | $37,000 | $81,150 | 194,720 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Medical Records Specialists salary after taxes in Waco
On the average salary of $44,710, a single filer in Waco takes home about $38,104 a year, or $3,175 a month and $1,466 every two weeks. Taxes take 15% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Waco a good place for medical records specialists? Pay vs. cost of living
Prices in the Waco area are 7% below the U.S. average (BEA price parity 92.5), so the average $44,710 buys what about $48,309 would buy in a typical U.S. metro. This job pays 0.9 times the median wage of all jobs in Waco ($46,020). A typical home costs $256,772, or 5.7 years of this average salary before tax.
Medical Records Specialists salary in other Texas cities
Waco ranks 20th of 25 Texas metro areas for this job; Midland pays the most ($57,470).
Highest-paying cities for medical records specialists
San Jose, CA pays this job the most of the metro areas we cover ($97,430).
- San Jose, CA$97,430
- Sacramento, CA$76,110
- Chattanooga, TN$76,090
- San Francisco, CA$75,570
- Seattle, WA$72,530
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Medical Records Specialists salary in Waco: questions
How much do medical records specialists make an hour in Waco?
$21.50 an hour on average, and $20.74 at the median (BLS, May 2025).
What is the entry-level medical records specialists salary in Waco?
The lowest-paid 10% earn about $27,990 a year and the 25th percentile is $35,800, a fair guide to starting pay.
What is the medical records specialists take-home pay in Waco?
About $38,104 a year ($3,175 a month) for a single filer on the average salary of $44,710. Texas has no state income tax.
Do medical records specialists earn more in Waco than elsewhere?
The average here is 21% less than the U.S. average for this job ($56,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 29-2072; area Waco, TX (47380). Relative standard error of the mean wage: 3.1%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 0.65, this job is less common than in the U.S. overall (location quotient 0.65).
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