Physical Therapists pay range in Owensboro
New workers and the lowest-paid 10% earn about $70,370 a year or less, while the top 10% make $127,230 or more. The middle half of physical therapists in Owensboro earn between $77,670 and $106,010.
- $70K10th
- $78K25th
- $83KMedian
- $106K75th
- $127K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $92,960 | $7,747 | $44.69 |
| Median | $83,270 | $6,939 | $40.03 |
| Entry level (25th percentile) | $77,670 | $6,472 | $37.34 |
| Experienced (75th percentile) | $106,010 | $8,834 | $50.97 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Physical Therapists pay in Owensboro vs. Kentucky and the U.S.
Physical therapists in Owensboro earn 6% less than the Kentucky average ($99,190) and 12% less than the U.S. average ($105,280). At the median the gap is -19% against the U.S. median of $102,760.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Owensboro | $92,960 | $83,270 | $70,370 | $127,230 | 90 |
| Kentucky | $99,190 | $100,710 | $73,900 | $126,920 | 3,390 |
| United States | $105,280 | $102,760 | $77,140 | $135,140 | 267,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Physical Therapists salary after taxes in Owensboro
On the average salary of $92,960, a single filer in Owensboro takes home about $69,437 a year, or $5,786 a month and $2,671 every two weeks. Taxes take 25% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Owensboro's local income tax (1.78%).
Is Owensboro a good place for physical therapists? Pay vs. cost of living
Prices in the Owensboro area are 11% below the U.S. average (BEA price parity 88.6), so the average $92,960 buys what about $104,909 would buy in a typical U.S. metro. This job pays 1.9 times the median wage of all jobs in Owensboro ($44,960). A typical home costs $213,657, or 2.3 years of this average salary before tax.
Physical Therapists salary in other Kentucky cities
Owensboro ranks 6th of 6 Kentucky metro areas for this job; Louisville pays the most ($100,480).
- Louisville$100,480
- Elizabethtown$100,100
- Paducah$98,040
- Lexington$95,920
- Bowling Green$95,290
- Owensboro$92,960
Highest-paying cities for physical therapists
San Francisco, CA pays this job the most of the metro areas we cover ($145,040).
- San Francisco, CA$145,040
- San Jose, CA$140,090
- Napa, CA$136,360
- Santa Rosa, CA$135,520
- Vallejo, CA$132,660
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Physical Therapists salary in Owensboro: questions
How much do physical therapists make an hour in Owensboro?
$44.69 an hour on average, and $40.03 at the median (BLS, May 2025).
What is the entry-level physical therapists salary in Owensboro?
The lowest-paid 10% earn about $70,370 a year and the 25th percentile is $77,670, a fair guide to starting pay.
What is the physical therapists take-home pay in Owensboro?
About $69,437 a year ($5,786 a month) for a single filer on the average salary of $92,960. Includes Owensboro's local income tax (1.78%).
Do physical therapists earn more in Owensboro than elsewhere?
The average here is 12% less than the U.S. average for this job ($105,280).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 29-1123; area Owensboro, KY (36980). Relative standard error of the mean wage: 2.1%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Owensboro's local income tax (1.78%).
- Job concentration: location quotient 1.05, this job is about as common as in the U.S. overall.
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