Software Developers pay range in Owensboro
New workers and the lowest-paid 10% earn about $75,380 a year or less, while the top 10% make $160,160 or more. The middle half of software developers in Owensboro earn between $93,300 and $143,960.
- $75K10th
- $93K25th
- $102KMedian
- $144K75th
- $160K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $120,070 | $10,006 | $57.73 |
| Median | $102,010 | $8,501 | $49.04 |
| Entry level (25th percentile) | $93,300 | $7,775 | $44.86 |
| Experienced (75th percentile) | $143,960 | $11,997 | $69.21 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Software Developers pay in Owensboro vs. Kentucky and the U.S.
Software developers in Owensboro earn about the same as the Kentucky average ($120,730) and 19% less than the U.S. average ($148,100). At the median the gap is -25% against the U.S. median of $135,980.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Owensboro | $120,070 | $102,010 | $75,380 | $160,160 | 90 |
| Kentucky | $120,730 | $109,010 | $76,310 | $168,110 | 7,660 |
| United States | $148,100 | $135,980 | $82,460 | $214,670 | 1,687,890 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Software Developers salary after taxes in Owensboro
On the average salary of $120,070, a single filer in Owensboro takes home about $87,077 a year, or $7,256 a month and $3,349 every two weeks. Taxes take 27% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Owensboro's local income tax (1.78%).
Is Owensboro a good place for software developers? Pay vs. cost of living
Prices in the Owensboro area are 11% below the U.S. average (BEA price parity 88.6), so the average $120,070 buys what about $135,504 would buy in a typical U.S. metro. This job pays 2.3 times the median wage of all jobs in Owensboro ($44,960). A typical home costs $213,657, or 1.8 years of this average salary before tax.
Software Developers salary in other Kentucky cities
Owensboro ranks 4th of 6 Kentucky metro areas for this job; Lexington pays the most ($128,480).
- Lexington$128,480
- Bowling Green$126,820
- Louisville$120,560
- Owensboro$120,070
- Paducah$102,960
- Elizabethtown$102,040
Highest-paying cities for software developers
San Jose, CA pays this job the most of the metro areas we cover ($221,710).
- San Jose, CA$221,710
- San Francisco, CA$193,430
- Seattle, WA$174,920
- Oxnard, CA$174,020
- Boulder, CO$166,480
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Software Developers salary in Owensboro: questions
How much do software developers make an hour in Owensboro?
$57.73 an hour on average, and $49.05 at the median (BLS, May 2025).
What is the entry-level software developers salary in Owensboro?
The lowest-paid 10% earn about $75,380 a year and the 25th percentile is $93,300, a fair guide to starting pay.
What is the software developers take-home pay in Owensboro?
About $87,077 a year ($7,256 a month) for a single filer on the average salary of $120,070. Includes Owensboro's local income tax (1.78%).
Do software developers earn more in Owensboro than elsewhere?
The average here is 19% less than the U.S. average for this job ($148,100).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 15-1252; area Owensboro, KY (36980). Relative standard error of the mean wage: 2.7%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Owensboro's local income tax (1.78%).
- Job concentration: location quotient 0.17, this job is less common than in the U.S. overall (location quotient 0.17).
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