Baltimore, MD · San Francisco, CA

Cost of Living: Baltimore vs San Francisco

Living in Baltimore, MD costs 9.6% less than in San Francisco, CA: a $100,000 salary in Baltimore, MD buys what $110,648 buys in San Francisco, CA, based on BEA regional price parities for 2024.

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Baltimore vs San Francisco: prices, pay and housing

Baltimore, MDSan Francisco, CA
BEA price parity (U.S. = 100)104.5115.6
Average salary, all jobs$76,370$100,220
Median salary, all jobs$59,070$74,260
Average salary adjusted for prices$73,090$86,686
Take-home on the average salary*$59,140$74,106
Typical home value$405,877$1,149,215
Median household income$97,300$133,780
Home price / household income4.28.6
Metro population2,839,4094,653,593

*Single filer, federal and state income tax and FICA (2026 rules); city income taxes included where we model them.

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Equivalent salary: Baltimore to San Francisco

To keep the same standard of living when moving from Baltimore to San Francisco, multiply your salary by 1.106.

Salary in BaltimoreSame buying power in San Francisco
$50,000 in Baltimore$55,324 in San Francisco
$75,000 in Baltimore$82,986 in San Francisco
$100,000 in Baltimore$110,648 in San Francisco
$150,000 in Baltimore$165,972 in San Francisco
$200,000 in Baltimore$221,296 in San Francisco

Salaries for common jobs in Baltimore and San Francisco

JobBaltimoreSan FranciscoAdjusted for prices
Home Health and Personal Care Aides$38,960$38,810$37,287 / $33,569
Software Developers$153,910$193,430$147,301 / $167,308
Fast Food and Counter Workers$33,820$44,620$32,368 / $38,594
General and Operations Managers$134,760$177,240$128,973 / $153,305
Registered Nurses$99,100$176,900$94,844 / $153,010
Retail Salespersons$37,320$47,290$35,717 / $40,904
Cashiers$34,670$43,260$33,181 / $37,418
Office Clerks, General$48,130$56,950$46,063 / $49,259
Laborers and Freight, Stock, and Material Movers, Hand$43,010$51,280$41,163 / $44,355
Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel$72,470$110,360$69,358 / $95,456
Janitors and Cleaners, Except Maids and Housekeeping Cleaners$38,830$48,720$37,163 / $42,141
Waiters and Waitresses$43,030$46,460$41,182 / $40,186
Security Guards$42,620$50,270$40,790 / $43,481
Stockers and Order Fillers$40,710$47,210$38,962 / $40,835
Accountants and Auditors$94,880$120,780$90,806 / $104,469
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Average salary vs. price-adjusted salary

Adjusted = average salary divided by the BEA price parity: what it buys in a typical U.S. metro.

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Baltimore vs San Francisco: questions

Is Baltimore more expensive than San Francisco?

No. BEA prices are 104.5 in Baltimore, MD and 115.6 in San Francisco, CA (U.S. = 100).

What salary do I need in San Francisco to match $100,000 in Baltimore?

About $110,648, before taxes.

Where do salaries go further, Baltimore or San Francisco?

San Francisco, CA: once prices are counted, its average salary buys more.

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