Credit Counselors pay range in Charlotte
New workers and the lowest-paid 10% earn about $31,210 a year or less, while the top 10% make $69,000 or more. The middle half of credit counselors in Charlotte earn between $31,210 and $68,990.
- $31K10th
- $31K25th
- $47KMedian
- $69K75th
- $69K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $50,870 | $4,239 | $24.46 |
| Median | $46,950 | $3,912 | $22.57 |
| Entry level (25th percentile) | $31,210 | $2,601 | $15.00 |
| Experienced (75th percentile) | $68,990 | $5,749 | $33.17 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Counselors pay in Charlotte vs. North Carolina and the U.S.
Credit counselors in Charlotte earn about the same as the North Carolina average ($51,110) and 11% less than the U.S. average ($57,210). At the median the gap is -10% against the U.S. median of $52,230.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Charlotte | $50,870 | $46,950 | $31,210 | $69,000 | 80 |
| North Carolina | $51,110 | $46,180 | $31,210 | $76,940 | 320 |
| United States | $57,210 | $52,230 | $38,350 | $80,440 | 27,770 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Counselors salary after taxes in Charlotte
On the average salary of $50,870, a single filer in Charlotte takes home about $41,533 a year, or $3,461 a month and $1,597 every two weeks. Taxes take 18% of gross pay.
The Charlotte-Concord-Gastonia, NC-SC metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in SC | $41,997 | $3,500 |
| Working in NC | $41,533 | $3,461 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Charlotte a good place for credit counselors? Pay vs. cost of living
Prices in the Charlotte area are 3% below the U.S. average (BEA price parity 97.3), so the average $50,870 buys what about $52,256 would buy in a typical U.S. metro. This job pays 0.9 times the median wage of all jobs in Charlotte ($49,990). A typical home costs $390,321, or 7.7 years of this average salary before tax.
Credit Counselors salary in other North Carolina cities
Charlotte ranks 1st of 2 North Carolina metro areas for this job, the best-paid in the state.
- Charlotte$50,870
- Raleigh$50,220
Highest-paying cities for credit counselors
San Francisco, CA pays this job the most of the metro areas we cover ($85,720).
- San Francisco, CA$85,720
- Salt Lake City, UT$79,060
- San Jose, CA$77,410
- Sacramento, CA$76,900
- San Diego, CA$72,810
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Credit Counselors salary in Charlotte: questions
How much do credit counselors make an hour in Charlotte?
$24.46 an hour on average, and $22.57 at the median (BLS, May 2025).
What is the entry-level credit counselors salary in Charlotte?
The lowest-paid 10% earn about $31,210 a year and the 25th percentile is $31,210, a fair guide to starting pay.
What is the credit counselors take-home pay in Charlotte?
About $41,533 a year ($3,461 a month) for a single filer on the average salary of $50,870.
Do credit counselors earn more in Charlotte than elsewhere?
The average here is 11% less than the U.S. average for this job ($57,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071; area Charlotte-Concord-Gastonia, NC-SC (16740). Relative standard error of the mean wage: 11.6%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 0.32, this job is less common than in the U.S. overall (location quotient 0.32).
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