Credit Counselors pay range in Virginia Beach
New workers and the lowest-paid 10% earn about $38,810 a year or less, while the top 10% make $66,980 or more. The middle half of credit counselors in Virginia Beach earn between $46,940 and $58,450.
- $39K10th
- $47K25th
- $52KMedian
- $58K75th
- $67K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $53,120 | $4,427 | $25.54 |
| Median | $51,880 | $4,323 | $24.94 |
| Entry level (25th percentile) | $46,940 | $3,912 | $22.57 |
| Experienced (75th percentile) | $58,450 | $4,871 | $28.10 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Counselors pay in Virginia Beach vs. Virginia and the U.S.
Credit counselors in Virginia Beach earn about the same as the Virginia average ($54,630) and 7% less than the U.S. average ($57,210). At the median the gap is -1% against the U.S. median of $52,230.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Virginia Beach | $53,120 | $51,880 | $38,810 | $66,980 | 130 |
| Virginia | $54,630 | $51,550 | $40,930 | $70,200 | 760 |
| United States | $57,210 | $52,230 | $38,350 | $80,440 | 27,770 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Counselors salary after taxes in Virginia Beach
On the average salary of $53,120, a single filer in Virginia Beach takes home about $42,622 a year, or $3,552 a month and $1,639 every two weeks. Taxes take 20% of gross pay.
The Virginia Beach-Chesapeake-Norfolk, VA-NC metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in NC | $43,251 | $3,604 |
| Working in VA | $42,622 | $3,552 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
Is Virginia Beach a good place for credit counselors? Pay vs. cost of living
Prices in the Virginia Beach area are 2% below the U.S. average (BEA price parity 97.9), so the average $53,120 buys what about $54,237 would buy in a typical U.S. metro. This job pays 1.0 times the median wage of all jobs in Virginia Beach ($49,430). A typical home costs $373,678, or 7.0 years of this average salary before tax.
Credit Counselors salary in other Virginia cities
Virginia Beach ranks 2nd of 3 Virginia metro areas for this job; Richmond pays the most ($53,380).
Highest-paying cities for credit counselors
San Francisco, CA pays this job the most of the metro areas we cover ($85,720).
- San Francisco, CA$85,720
- Salt Lake City, UT$79,060
- San Jose, CA$77,410
- Sacramento, CA$76,900
- San Diego, CA$72,810
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Credit Counselors salary in Virginia Beach: questions
How much do credit counselors make an hour in Virginia Beach?
$25.54 an hour on average, and $24.94 at the median (BLS, May 2025).
What is the entry-level credit counselors salary in Virginia Beach?
The lowest-paid 10% earn about $38,810 a year and the 25th percentile is $46,940, a fair guide to starting pay.
What is the credit counselors take-home pay in Virginia Beach?
About $42,622 a year ($3,552 a month) for a single filer on the average salary of $53,120.
Do credit counselors earn more in Virginia Beach than elsewhere?
The average here is 7% less than the U.S. average for this job ($57,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071; area Virginia Beach-Chesapeake-Norfolk, VA-NC (47260). Relative standard error of the mean wage: 3.4%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
- Job concentration: location quotient 0.97, this job is about as common as in the U.S. overall.
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