Insurance Sales Agents pay range in Miami
New workers and the lowest-paid 10% earn about $35,910 a year or less, while the top 10% make $119,960 or more. The middle half of insurance sales agents in Miami earn between $46,640 and $79,090.
- $36K10th
- $47K25th
- $60KMedian
- $79K75th
- $120K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $74,620 | $6,218 | $35.88 |
| Median | $60,260 | $5,022 | $28.97 |
| Entry level (25th percentile) | $46,640 | $3,887 | $22.42 |
| Experienced (75th percentile) | $79,090 | $6,591 | $38.02 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Sales Agents pay in Miami vs. Florida and the U.S.
Insurance sales agents in Miami earn about the same as the Florida average ($73,370) and 8% less than the U.S. average ($81,480). At the median the gap is -3% against the U.S. median of $62,280.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Miami | $74,620 | $60,260 | $35,910 | $119,960 | 14,160 |
| Florida | $73,370 | $59,790 | $37,180 | $124,830 | 47,560 |
| United States | $81,480 | $62,280 | $37,330 | $138,140 | 479,100 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Sales Agents salary after taxes in Miami
On the average salary of $74,620, a single filer in Miami takes home about $61,325 a year, or $5,110 a month and $2,359 every two weeks. Taxes take 18% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Miami a good place for insurance sales agents? Pay vs. cost of living
Prices in the Miami area are 14% above the U.S. average (BEA price parity 114.2), so the average $74,620 buys what about $65,367 would buy in a typical U.S. metro. This job pays 1.2 times the median wage of all jobs in Miami ($48,640). A typical home costs $475,622, or 6.4 years of this average salary before tax.
Insurance Sales Agents salary in other Florida cities
Miami ranks 4th of 22 Florida metro areas for this job; Fort Myers pays the most ($94,800).
- Fort Myers$94,800
- Panama City$93,780
- Lakeland$91,560
- Miami$74,620
- Naples$74,410
- Sarasota$73,720
- Jacksonville$73,350
- Tampa$72,420
- Palm Bay$69,130
- Crestview$68,810
Highest-paying cities for insurance sales agents
Fond du Lac, WI pays this job the most of the metro areas we cover ($118,600).
- Fond du Lac, WI$118,600
- San Francisco, CA$114,110
- Minneapolis, MN$111,320
- New York, NY$107,190
- Boston, MA$105,000
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Insurance Sales Agents salary in Miami: questions
How much do insurance sales agents make an hour in Miami?
$35.87 an hour on average, and $28.97 at the median (BLS, May 2025).
What is the entry-level insurance sales agents salary in Miami?
The lowest-paid 10% earn about $35,910 a year and the 25th percentile is $46,640, a fair guide to starting pay.
What is the insurance sales agents take-home pay in Miami?
About $61,325 a year ($5,110 a month) for a single filer on the average salary of $74,620. Florida has no state income tax.
Do insurance sales agents earn more in Miami than elsewhere?
The average here is 8% less than the U.S. average for this job ($81,480).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021; area Miami-Fort Lauderdale-West Palm Beach, FL (33100). Relative standard error of the mean wage: 5.9%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 1.63, this job is 1.6 times as concentrated as in the U.S. overall.
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