Insurance Sales Agents pay range in Panama City
New workers and the lowest-paid 10% earn about $37,070 a year or less, while the top 10% make $274,920 or more. The middle half of insurance sales agents in Panama City earn between $44,260 and $78,360.
- $37K10th
- $44K25th
- $60KMedian
- $78K75th
- $275K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $93,780 | $7,815 | $45.09 |
| Median | $60,310 | $5,026 | $29.00 |
| Entry level (25th percentile) | $44,260 | $3,688 | $21.28 |
| Experienced (75th percentile) | $78,360 | $6,530 | $37.67 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Sales Agents pay in Panama City vs. Florida and the U.S.
Insurance sales agents in Panama City earn 28% more than the Florida average ($73,370) and 15% more than the U.S. average ($81,480). At the median the gap is -3% against the U.S. median of $62,280.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Panama City | $93,780 | $60,310 | $37,070 | $274,920 | 280 |
| Florida | $73,370 | $59,790 | $37,180 | $124,830 | 47,560 |
| United States | $81,480 | $62,280 | $37,330 | $138,140 | 479,100 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Sales Agents salary after taxes in Panama City
On the average salary of $93,780, a single filer in Panama City takes home about $74,804 a year, or $6,234 a month and $2,877 every two weeks. Taxes take 20% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Panama City a good place for insurance sales agents? Pay vs. cost of living
Prices in the Panama City area are 3% below the U.S. average (BEA price parity 97.3), so the average $93,780 buys what about $96,386 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Panama City ($45,030). A typical home costs $345,838, or 3.7 years of this average salary before tax.
Insurance Sales Agents salary in other Florida cities
Panama City ranks 2nd of 22 Florida metro areas for this job; Fort Myers pays the most ($94,800).
- Fort Myers$94,800
- Panama City$93,780
- Lakeland$91,560
- Miami$74,620
- Naples$74,410
- Sarasota$73,720
- Jacksonville$73,350
- Tampa$72,420
- Palm Bay$69,130
- Crestview$68,810
Highest-paying cities for insurance sales agents
Fond du Lac, WI pays this job the most of the metro areas we cover ($118,600).
- Fond du Lac, WI$118,600
- San Francisco, CA$114,110
- Minneapolis, MN$111,320
- New York, NY$107,190
- Boston, MA$105,000
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Insurance Sales Agents salary in Panama City: questions
How much do insurance sales agents make an hour in Panama City?
$45.09 an hour on average, and $28.99 at the median (BLS, May 2025).
What is the entry-level insurance sales agents salary in Panama City?
The lowest-paid 10% earn about $37,070 a year and the 25th percentile is $44,260, a fair guide to starting pay.
What is the insurance sales agents take-home pay in Panama City?
About $74,804 a year ($6,234 a month) for a single filer on the average salary of $93,780. Florida has no state income tax.
Do insurance sales agents earn more in Panama City than elsewhere?
The average here is 15% more than the U.S. average for this job ($81,480).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021; area Panama City-Panama City Beach, FL (37460). Relative standard error of the mean wage: 12.2%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 1.00, this job is about as common as in the U.S. overall.
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