Insurance Sales Agents pay range in Baltimore
New workers and the lowest-paid 10% earn about $39,520 a year or less, while the top 10% make $134,670 or more. The middle half of insurance sales agents in Baltimore earn between $44,970 and $77,510.
- $40K10th
- $45K25th
- $58KMedian
- $78K75th
- $135K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $76,060 | $6,338 | $36.57 |
| Median | $58,300 | $4,858 | $28.03 |
| Entry level (25th percentile) | $44,970 | $3,748 | $21.62 |
| Experienced (75th percentile) | $77,510 | $6,459 | $37.26 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Sales Agents pay in Baltimore vs. Maryland and the U.S.
Insurance sales agents in Baltimore earn about the same as the Maryland average ($76,220) and 7% less than the U.S. average ($81,480). At the median the gap is -6% against the U.S. median of $62,280.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Baltimore | $76,060 | $58,300 | $39,520 | $134,670 | 2,840 |
| Maryland | $76,220 | $58,300 | $39,050 | $133,160 | 5,700 |
| United States | $81,480 | $62,280 | $37,330 | $138,140 | 479,100 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Sales Agents salary after taxes in Baltimore
On the average salary of $76,060, a single filer in Baltimore takes home about $58,937 a year, or $4,911 a month and $2,267 every two weeks. Taxes take 23% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Maryland's county income tax (2.25%–3.30%, charged in every county) is not included, so real take-home pay is lower.
Is Baltimore a good place for insurance sales agents? Pay vs. cost of living
Prices in the Baltimore area are 4% above the U.S. average (BEA price parity 104.5), so the average $76,060 buys what about $72,794 would buy in a typical U.S. metro. This job pays 1.0 times the median wage of all jobs in Baltimore ($59,070). A typical home costs $405,877, or 5.3 years of this average salary before tax.
Insurance Sales Agents salary in other Maryland cities
Baltimore ranks 1st of 4 Maryland metro areas for this job, the best-paid in the state.
- Baltimore$76,060
- Lexington Park$72,120
- Salisbury$69,170
- Hagerstown$65,250
Highest-paying cities for insurance sales agents
Fond du Lac, WI pays this job the most of the metro areas we cover ($118,600).
- Fond du Lac, WI$118,600
- San Francisco, CA$114,110
- Minneapolis, MN$111,320
- New York, NY$107,190
- Boston, MA$105,000
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Insurance Sales Agents salary in Baltimore: questions
How much do insurance sales agents make an hour in Baltimore?
$36.57 an hour on average, and $28.03 at the median (BLS, May 2025).
What is the entry-level insurance sales agents salary in Baltimore?
The lowest-paid 10% earn about $39,520 a year and the 25th percentile is $44,970, a fair guide to starting pay.
What is the insurance sales agents take-home pay in Baltimore?
About $58,937 a year ($4,911 a month) for a single filer on the average salary of $76,060. Maryland's county income tax (2.25%–3.30%, charged in every county) is not included, so real take-home pay is lower.
Do insurance sales agents earn more in Baltimore than elsewhere?
The average here is 7% less than the U.S. average for this job ($81,480).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021; area Baltimore-Columbia-Towson, MD (12580). Relative standard error of the mean wage: 12.3%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Maryland's county income tax (2.25%–3.30%, charged in every county) is not included, so real take-home pay is lower.
- Job concentration: location quotient 0.68, this job is less common than in the U.S. overall (location quotient 0.68).
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