Insurance Sales Agents pay range in Hagerstown
New workers and the lowest-paid 10% earn about $34,280 a year or less, while the top 10% make $122,840 or more. The middle half of insurance sales agents in Hagerstown earn between $39,790 and $77,400.
- $34K10th
- $40K25th
- $51KMedian
- $77K75th
- $123K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $65,250 | $5,438 | $31.37 |
| Median | $50,890 | $4,241 | $24.47 |
| Entry level (25th percentile) | $39,790 | $3,316 | $19.13 |
| Experienced (75th percentile) | $77,400 | $6,450 | $37.21 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Sales Agents pay in Hagerstown vs. Maryland and the U.S.
Insurance sales agents in Hagerstown earn 14% less than the Maryland average ($76,220) and 20% less than the U.S. average ($81,480). At the median the gap is -18% against the U.S. median of $62,280.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Hagerstown | $65,250 | $50,890 | $34,280 | $122,840 | 260 |
| Maryland | $76,220 | $58,300 | $39,050 | $133,160 | 5,700 |
| United States | $81,480 | $62,280 | $37,330 | $138,140 | 479,100 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Sales Agents salary after taxes in Hagerstown
On the average salary of $65,250, a single filer in Hagerstown takes home about $51,721 a year, or $4,310 a month and $1,989 every two weeks. Taxes take 21% of gross pay.
The Hagerstown-Martinsburg, MD-WV metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in WV | $52,509 | $4,376 |
| Working in MD | $51,721 | $4,310 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Maryland's county income tax (2.25%–3.30%, charged in every county) is not included, so real take-home pay is lower.
Is Hagerstown a good place for insurance sales agents? Pay vs. cost of living
Prices in the Hagerstown area are 6% below the U.S. average (BEA price parity 94.2), so the average $65,250 buys what about $69,289 would buy in a typical U.S. metro. This job pays 1.1 times the median wage of all jobs in Hagerstown ($47,440). A typical home costs $324,997, or 5.0 years of this average salary before tax.
Insurance Sales Agents salary in other Maryland cities
Hagerstown ranks 4th of 4 Maryland metro areas for this job; Baltimore pays the most ($76,060).
- Baltimore$76,060
- Lexington Park$72,120
- Salisbury$69,170
- Hagerstown$65,250
Highest-paying cities for insurance sales agents
Fond du Lac, WI pays this job the most of the metro areas we cover ($118,600).
- Fond du Lac, WI$118,600
- San Francisco, CA$114,110
- Minneapolis, MN$111,320
- New York, NY$107,190
- Boston, MA$105,000
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Insurance Sales Agents salary in Hagerstown: questions
How much do insurance sales agents make an hour in Hagerstown?
$31.37 an hour on average, and $24.47 at the median (BLS, May 2025).
What is the entry-level insurance sales agents salary in Hagerstown?
The lowest-paid 10% earn about $34,280 a year and the 25th percentile is $39,790, a fair guide to starting pay.
What is the insurance sales agents take-home pay in Hagerstown?
About $51,721 a year ($4,310 a month) for a single filer on the average salary of $65,250. Maryland's county income tax (2.25%–3.30%, charged in every county) is not included, so real take-home pay is lower.
Do insurance sales agents earn more in Hagerstown than elsewhere?
The average here is 20% less than the U.S. average for this job ($81,480).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021; area Hagerstown-Martinsburg, MD-WV (25180). Relative standard error of the mean wage: 5.6%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Maryland's county income tax (2.25%–3.30%, charged in every county) is not included, so real take-home pay is lower.
- Job concentration: location quotient 0.79, this job is less common than in the U.S. overall (location quotient 0.79).
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