Insurance Underwriters pay range in Ann Arbor
New workers and the lowest-paid 10% earn about $50,700 a year or less, while the top 10% make $149,540 or more. The middle half of insurance underwriters in Ann Arbor earn between $65,120 and $114,010.
- $51K10th
- $65K25th
- $78KMedian
- $114K75th
- $150K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $90,590 | $7,549 | $43.55 |
| Median | $77,750 | $6,479 | $37.38 |
| Entry level (25th percentile) | $65,120 | $5,427 | $31.31 |
| Experienced (75th percentile) | $114,010 | $9,501 | $54.81 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Underwriters pay in Ann Arbor vs. Michigan and the U.S.
Insurance underwriters in Ann Arbor earn 11% more than the Michigan average ($81,620) and 3% less than the U.S. average ($93,700). At the median the gap is -4% against the U.S. median of $81,370.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Ann Arbor | $90,590 | $77,750 | $50,700 | $149,540 | 30 |
| Michigan | $81,620 | $77,380 | $50,960 | $123,440 | 2,590 |
| United States | $93,700 | $81,370 | $55,530 | $145,160 | 105,420 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Underwriters salary after taxes in Ann Arbor
On the average salary of $90,590, a single filer in Ann Arbor takes home about $68,956 a year, or $5,746 a month and $2,652 every two weeks. Taxes take 24% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
Is Ann Arbor a good place for insurance underwriters? Pay vs. cost of living
Prices in the Ann Arbor area are in line with the U.S. average (BEA price parity 100.9), so the average $90,590 buys what about $89,800 would buy in a typical U.S. metro. This job pays 1.4 times the median wage of all jobs in Ann Arbor ($55,380). A typical home costs $422,945, or 4.7 years of this average salary before tax.
Insurance Underwriters salary in other Michigan cities
Ann Arbor ranks 1st of 5 Michigan metro areas for this job, the best-paid in the state.
- Ann Arbor$90,590
- Detroit$85,720
- Grand Rapids$82,210
- Traverse City$77,550
- Lansing$76,330
Highest-paying cities for insurance underwriters
Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).
- Bridgeport, CT$127,970
- Boston, MA$115,600
- Denver, CO$115,260
- Seattle, WA$114,200
- Manchester, NH$112,530
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Insurance Underwriters salary in Ann Arbor: questions
How much do insurance underwriters make an hour in Ann Arbor?
$43.56 an hour on average, and $37.38 at the median (BLS, May 2025).
What is the entry-level insurance underwriters salary in Ann Arbor?
The lowest-paid 10% earn about $50,700 a year and the 25th percentile is $65,120, a fair guide to starting pay.
What is the insurance underwriters take-home pay in Ann Arbor?
About $68,956 a year ($5,746 a month) for a single filer on the average salary of $90,590.
Do insurance underwriters earn more in Ann Arbor than elsewhere?
The average here is 3% less than the U.S. average for this job ($93,700).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Ann Arbor, MI (11460). Relative standard error of the mean wage: 7.5%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
- Job concentration: location quotient 0.23, this job is less common than in the U.S. overall (location quotient 0.23).
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