Insurance Underwriters pay range in Grand Rapids
New workers and the lowest-paid 10% earn about $55,580 a year or less, while the top 10% make $103,830 or more. The middle half of insurance underwriters in Grand Rapids earn between $61,910 and $99,850.
- $56K10th
- $62K25th
- $80KMedian
- $100K75th
- $104K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $82,210 | $6,851 | $39.52 |
| Median | $79,560 | $6,630 | $38.25 |
| Entry level (25th percentile) | $61,910 | $5,159 | $29.76 |
| Experienced (75th percentile) | $99,850 | $8,321 | $48.00 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Underwriters pay in Grand Rapids vs. Michigan and the U.S.
Insurance underwriters in Grand Rapids earn about the same as the Michigan average ($81,620) and 12% less than the U.S. average ($93,700). At the median the gap is -2% against the U.S. median of $81,370.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Grand Rapids | $82,210 | $79,560 | $55,580 | $103,830 | 400 |
| Michigan | $81,620 | $77,380 | $50,960 | $123,440 | 2,590 |
| United States | $93,700 | $81,370 | $55,530 | $145,160 | 105,420 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Underwriters salary after taxes in Grand Rapids
On the average salary of $82,210, a single filer in Grand Rapids takes home about $62,271 a year, or $5,189 a month and $2,395 every two weeks. Taxes take 24% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Grand Rapids's local income tax (1.5%).
Is Grand Rapids a good place for insurance underwriters? Pay vs. cost of living
Prices in the Grand Rapids area are 4% below the U.S. average (BEA price parity 95.5), so the average $82,210 buys what about $86,042 would buy in a typical U.S. metro. This job pays 1.7 times the median wage of all jobs in Grand Rapids ($47,570). A typical home costs $359,923, or 4.4 years of this average salary before tax.
Insurance Underwriters salary in other Michigan cities
Grand Rapids ranks 3rd of 5 Michigan metro areas for this job; Ann Arbor pays the most ($90,590).
- Ann Arbor$90,590
- Detroit$85,720
- Grand Rapids$82,210
- Traverse City$77,550
- Lansing$76,330
Highest-paying cities for insurance underwriters
Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).
- Bridgeport, CT$127,970
- Boston, MA$115,600
- Denver, CO$115,260
- Seattle, WA$114,200
- Manchester, NH$112,530
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Insurance Underwriters salary in Grand Rapids: questions
How much do insurance underwriters make an hour in Grand Rapids?
$39.52 an hour on average, and $38.25 at the median (BLS, May 2025).
What is the entry-level insurance underwriters salary in Grand Rapids?
The lowest-paid 10% earn about $55,580 a year and the 25th percentile is $61,910, a fair guide to starting pay.
What is the insurance underwriters take-home pay in Grand Rapids?
About $62,271 a year ($5,189 a month) for a single filer on the average salary of $82,210. Includes Grand Rapids's local income tax (1.5%).
Do insurance underwriters earn more in Grand Rapids than elsewhere?
The average here is 12% less than the U.S. average for this job ($93,700).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Grand Rapids-Wyoming-Kentwood, MI (24340). Relative standard error of the mean wage: 3.0%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Grand Rapids's local income tax (1.5%).
- Job concentration: location quotient 0.99, this job is about as common as in the U.S. overall.
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