Insurance Underwriters pay range in Detroit
New workers and the lowest-paid 10% earn about $50,830 a year or less, while the top 10% make $129,980 or more. The middle half of insurance underwriters in Detroit earn between $62,800 and $104,670.
- $51K10th
- $63K25th
- $80KMedian
- $105K75th
- $130K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $85,720 | $7,143 | $41.21 |
| Median | $80,180 | $6,682 | $38.55 |
| Entry level (25th percentile) | $62,800 | $5,233 | $30.19 |
| Experienced (75th percentile) | $104,670 | $8,722 | $50.32 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Underwriters pay in Detroit vs. Michigan and the U.S.
Insurance underwriters in Detroit earn 5% more than the Michigan average ($81,620) and 9% less than the U.S. average ($93,700). At the median the gap is -1% against the U.S. median of $81,370.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Detroit | $85,720 | $80,180 | $50,830 | $129,980 | 1,070 |
| Michigan | $81,620 | $77,380 | $50,960 | $123,440 | 2,590 |
| United States | $93,700 | $81,370 | $55,530 | $145,160 | 105,420 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Underwriters salary after taxes in Detroit
On the average salary of $85,720, a single filer in Detroit takes home about $63,819 a year, or $5,318 a month and $2,455 every two weeks. Taxes take 26% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Detroit's local income tax (2.4%).
Is Detroit a good place for insurance underwriters? Pay vs. cost of living
Prices in the Detroit area are in line with the U.S. average (BEA price parity 100.3), so the average $85,720 buys what about $85,465 would buy in a typical U.S. metro. This job pays 1.5 times the median wage of all jobs in Detroit ($52,080). A typical home costs $269,080, or 3.1 years of this average salary before tax.
Insurance Underwriters salary in other Michigan cities
Detroit ranks 2nd of 5 Michigan metro areas for this job; Ann Arbor pays the most ($90,590).
- Ann Arbor$90,590
- Detroit$85,720
- Grand Rapids$82,210
- Traverse City$77,550
- Lansing$76,330
Highest-paying cities for insurance underwriters
Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).
- Bridgeport, CT$127,970
- Boston, MA$115,600
- Denver, CO$115,260
- Seattle, WA$114,200
- Manchester, NH$112,530
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Insurance Underwriters salary in Detroit: questions
How much do insurance underwriters make an hour in Detroit?
$41.21 an hour on average, and $38.55 at the median (BLS, May 2025).
What is the entry-level insurance underwriters salary in Detroit?
The lowest-paid 10% earn about $50,830 a year and the 25th percentile is $62,800, a fair guide to starting pay.
What is the insurance underwriters take-home pay in Detroit?
About $63,819 a year ($5,318 a month) for a single filer on the average salary of $85,720. Includes Detroit's local income tax (2.4%).
Do insurance underwriters earn more in Detroit than elsewhere?
The average here is 9% less than the U.S. average for this job ($93,700).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Detroit-Warren-Dearborn, MI (19820). Relative standard error of the mean wage: 3.6%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Detroit's local income tax (2.4%).
- Job concentration: location quotient 0.83, this job is about as common as in the U.S. overall.
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