Loan Officers pay range in Pensacola
New workers and the lowest-paid 10% earn about $48,640 a year or less, while the top 10% make $103,640 or more. The middle half of loan officers in Pensacola earn between $49,200 and $78,250.
- $49K10th
- $49K25th
- $65KMedian
- $78K75th
- $104K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $72,770 | $6,064 | $34.99 |
| Median | $65,030 | $5,419 | $31.26 |
| Entry level (25th percentile) | $49,200 | $4,100 | $23.65 |
| Experienced (75th percentile) | $78,250 | $6,521 | $37.62 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Pensacola vs. Florida and the U.S.
Loan officers in Pensacola earn 11% less than the Florida average ($81,320) and 17% less than the U.S. average ($87,790). At the median the gap is -15% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Pensacola | $72,770 | $65,030 | $48,640 | $103,640 | 790 |
| Florida | $81,320 | $71,090 | $33,180 | $133,070 | 18,830 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Pensacola
On the average salary of $72,770, a single filer in Pensacola takes home about $60,024 a year, or $5,002 a month and $2,309 every two weeks. Taxes take 18% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Pensacola a good place for loan officers? Pay vs. cost of living
Prices in the Pensacola area are 2% below the U.S. average (BEA price parity 97.7), so the average $72,770 buys what about $74,470 would buy in a typical U.S. metro. This job pays 1.4 times the median wage of all jobs in Pensacola ($46,240). A typical home costs $310,470, or 4.3 years of this average salary before tax.
Loan Officers salary in other Florida cities
Pensacola ranks 20th of 21 Florida metro areas for this job; Homosassa Springs pays the most ($100,650).
- Homosassa Springs$100,650
- Deltona$93,000
- Naples$90,810
- Punta Gorda$88,320
- Fort Myers$88,290
- Ocala$84,930
- Lakeland$84,180
- Port St. Lucie$84,040
- Miami$83,450
- Pensacola$72,770
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Pensacola: questions
How much do loan officers make an hour in Pensacola?
$34.99 an hour on average, and $31.26 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Pensacola?
The lowest-paid 10% earn about $48,640 a year and the 25th percentile is $49,200, a fair guide to starting pay.
What is the loan officers take-home pay in Pensacola?
About $60,024 a year ($5,002 a month) for a single filer on the average salary of $72,770. Florida has no state income tax.
Do loan officers earn more in Pensacola than elsewhere?
The average here is 17% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Pensacola-Ferry Pass-Brent, FL (37860). Relative standard error of the mean wage: 1.8%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 2.36, this job is 2.4 times as concentrated as in the U.S. overall.
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