SOC 13-2072 · Tampa-St. Petersburg-Clearwater, FL metro

Loan Officers Salary in Tampa, FL

The average salary for loan officers in Tampa, Florida is $80,390 a year ($38.65 an hour), according to BLS estimates for May 2025. The median is $72,220: half of the 3,850 people in this job in the Tampa-St. Petersburg-Clearwater, FL metro area earn more than that, half earn less. That average is 8% less than the U.S. average for this job ($87,790).

$80,390average per year

$38.65 / hourMedian $72,220Take-home ≈ $65,384

  • $39K10th
  • $52K25th
  • $72KMedian
  • $99K75th
  • $131K90th

median average · bar = middle 50% of workers · how to read it

3,850people in this job
-8%vs U.S. average
#14 of 21Florida metros
101cost of living (U.S. = 100)
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Loan Officers pay range in Tampa

New workers and the lowest-paid 10% earn about $38,850 a year or less, while the top 10% make $130,850 or more. The middle half of loan officers in Tampa earn between $51,640 and $99,190.

  • $39K10th
  • $52K25th
  • $72KMedian
  • $99K75th
  • $131K90th

median average · bar = middle 50% of workers · how to read it

Pay levelPer yearPer monthPer hour*
Average$80,390$6,699$38.65
Median$72,220$6,018$34.72
Entry level (25th percentile)$51,640$4,303$24.83
Experienced (75th percentile)$99,190$8,266$47.69

*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.

Loan Officers pay in Tampa vs. Florida and the U.S.

Loan officers in Tampa earn about the same as the Florida average ($81,320) and 8% less than the U.S. average ($87,790). At the median the gap is -6% against the U.S. median of $76,690.

AreaAverageMedian10th pct.90th pct.Jobs
Tampa$80,390$72,220$38,850$130,8503,850
Florida$81,320$71,090$33,180$133,07018,830
United States$87,790$76,690$39,430$153,180274,330

State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.

Loan Officers salary after taxes in Tampa

On the average salary of $80,390, a single filer in Tampa takes home about $65,384 a year, or $5,449 a month and $2,515 every two weeks. Taxes take 19% of gross pay.

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.

Florida paycheck calculator: try your own salary

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Is Tampa a good place for loan officers? Pay vs. cost of living

Prices in the Tampa area are in line with the U.S. average (BEA price parity 100.9), so the average $80,390 buys what about $79,681 would buy in a typical U.S. metro. This job pays 1.5 times the median wage of all jobs in Tampa ($48,940). A typical home costs $360,738, or 4.5 years of this average salary before tax.

See what $80,390 is worth in another city

Loan Officers salary in other Florida cities

Tampa ranks 14th of 21 Florida metro areas for this job; Homosassa Springs pays the most ($100,650).

All Loan Officers salaries in Florida

Highest-paying cities for loan officers

Elmira, NY pays this job the most of the metro areas we cover ($129,370).

Loan Officers salary by city

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Reviewed before it counts. Loan Officers in Tampa, FL.

Loan Officers salary in Tampa: questions

How much do loan officers make an hour in Tampa?

$38.65 an hour on average, and $34.72 at the median (BLS, May 2025).

What is the entry-level loan officers salary in Tampa?

The lowest-paid 10% earn about $38,850 a year and the 25th percentile is $51,640, a fair guide to starting pay.

What is the loan officers take-home pay in Tampa?

About $65,384 a year ($5,449 a month) for a single filer on the average salary of $80,390. Florida has no state income tax.

Do loan officers earn more in Tampa than elsewhere?

The average here is 8% less than the U.S. average for this job ($87,790).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Tampa-St. Petersburg-Clearwater, FL (45300). Relative standard error of the mean wage: 1.7%.
  • U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
  • Job concentration: location quotient 1.51, this job is 1.5 times as concentrated as in the U.S. overall.

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