Credit Counselors pay range in Baltimore
New workers and the lowest-paid 10% earn about $44,970 a year or less, while the top 10% make $74,080 or more. The middle half of credit counselors in Baltimore earn between $50,550 and $62,740.
- $45K10th
- $51K25th
- $57KMedian
- $63K75th
- $74K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $60,130 | $5,011 | $28.91 |
| Median | $56,960 | $4,747 | $27.38 |
| Entry level (25th percentile) | $50,550 | $4,212 | $24.30 |
| Experienced (75th percentile) | $62,740 | $5,228 | $30.16 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Counselors pay in Baltimore vs. Maryland and the U.S.
Credit counselors in Baltimore earn 5% less than the Maryland average ($63,310) and 5% more than the U.S. average ($57,210). At the median the gap is +9% against the U.S. median of $52,230.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Baltimore | $60,130 | $56,960 | $44,970 | $74,080 | 190 |
| Maryland | $63,310 | $60,450 | $45,960 | $81,720 | 350 |
| United States | $57,210 | $52,230 | $38,350 | $80,440 | 27,770 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Counselors salary after taxes in Baltimore
On the average salary of $60,130, a single filer in Baltimore takes home about $47,850 a year, or $3,987 a month and $1,840 every two weeks. Taxes take 20% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Maryland's county income tax (2.25%–3.30%, charged in every county) is not included, so real take-home pay is lower.
Is Baltimore a good place for credit counselors? Pay vs. cost of living
Prices in the Baltimore area are 4% above the U.S. average (BEA price parity 104.5), so the average $60,130 buys what about $57,548 would buy in a typical U.S. metro. This job pays 1.0 times the median wage of all jobs in Baltimore ($59,070). A typical home costs $405,877, or 6.7 years of this average salary before tax.
Credit Counselors salary in nearby metro areas
- Lancaster, PA$60,640
- Washington, DC$66,950
- Harrisburg, PA$65,640
- Philadelphia, PA$62,150
- Allentown, PA$58,380
- Richmond, VA$53,380
Highest-paying cities for credit counselors
San Francisco, CA pays this job the most of the metro areas we cover ($85,720).
- San Francisco, CA$85,720
- Salt Lake City, UT$79,060
- San Jose, CA$77,410
- Sacramento, CA$76,900
- San Diego, CA$72,810
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Credit Counselors salary in Baltimore: questions
How much do credit counselors make an hour in Baltimore?
$28.91 an hour on average, and $27.39 at the median (BLS, May 2025).
What is the entry-level credit counselors salary in Baltimore?
The lowest-paid 10% earn about $44,970 a year and the 25th percentile is $50,550, a fair guide to starting pay.
What is the credit counselors take-home pay in Baltimore?
About $47,850 a year ($3,987 a month) for a single filer on the average salary of $60,130. Maryland's county income tax (2.25%–3.30%, charged in every county) is not included, so real take-home pay is lower.
Do credit counselors earn more in Baltimore than elsewhere?
The average here is 5% more than the U.S. average for this job ($57,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071; area Baltimore-Columbia-Towson, MD (12580). Relative standard error of the mean wage: 3.1%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Maryland's county income tax (2.25%–3.30%, charged in every county) is not included, so real take-home pay is lower.
- Job concentration: location quotient 0.78, this job is less common than in the U.S. overall (location quotient 0.78).
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